Assuming a mortgage is not a Sub2.Sub2 or taking title subject-to refers to taking over legal title to the property subject to the current financing, encumbrances, liens, etc.If the prior owner is now a leasee, hopefully you structured that well and setup and fund a new tenancy as soon as title transfers over to you so that the rights and duties of both parties were clearly laid out.If they arent in a contract any more you can give them a notice to vacate and the proper time to leave depending the local tenant landlord laws in your area.

I believe that a HUD approved broker is required to bid on HUD homes.

My 2 pennys...Let her admit she did it in email, text, let her admit she didn't get your approval, let her "attempt" dix her illegal mistake while supervising and recording it.Then when she fails tell her you are firing her and keeping her deposit due to professional level of recourse needed to fix her unauthorized work. then send her letter outlining all above why you cant refund her deposit.Our state its 30 days or less to send letter.

There is a way to do that, you will need to have the seller's written approval in advance, among other things.

So even if it’s legal to use it as a termination fee, you still have to write a letter stating such.

It could be A) you are asking them to pay closing costs which could be about $10,000 or moreB) They know of repairs that are needed to get FHA approval that they would have to complete which is why they requested conventional onlyIt could also be both. 

Will I be approve for a loan to buy a house plus the rehab work if my credit score is good but I dont have a lot of money in savings?

City of Atlanta have said we'll need a variance (bummer)Is anyone willing to give examples of hardships that they've been able to use to give justification that allowed you to get your variance application approved..?

We run trust paperwork past a staff lawyer for approval, and not a mortgage underwriter, for this reason.

There appears to be a marijuana grow room built in the garage, it is legal to grow marijuana in accordance with Oregon Laws, however I believe this grow room does not comply with volume of plant growth.