This is the worst tenant I have ever had in 20 yrs and I can't wait for her to leave.

And I agree for the most part, except that the realtor most likely took you to the worst of neighborhoods.

The 1st loan is now listed as "paid for less then full amount", but the 2nd (HELOC from Chase) is now asking me to pay the original HELOC amount of $47,000, even though they have already released the loan and the property is no longer mine.Chase did inform me before we finished the short sale that I would sitll owe the total amount of the HELOC even though they would be releasing the lien, but since I live in a non-recouse state and the HELOC was all purchase money (used to pay off original 2nd mortgage, as the HELOC had a lower interest rate), I was under the impression that worst-case scenario, they would issue me a 1099 and I would be liable for taxes.Should I just ignore their efforts and hope it is charged off, or is it in my best interest to try and negotiate a very low payoff with them (we would not be able to pay much)?

While I agree that investing in your education is important, I think gurus are the worst possible way to do so.

Right now, I'm doing both cash and financing. (3 &3) regarding inflation/ deflation /stagflation I'd say without getting too political here that at times when congress is going bananas raising the deficit cap to $12T, health care giveaways and sinking dollars, I'd put the few bucks I was left with on inflation or worst, stagflation.

I assumed the worst on the first one and budgeted for extensive work and on the second one I brought along my compressor and did my own testing to locate the leak.

What is the worst that could happen if they found out we did the repairs without permission before closing?

Interesting to me that only 2 areas in FL are still on the worst list for 2010.

REIs help sellers sell on Lease Purchase for top dollar and no agent's fees.The national election, whoever won, did not guarantee that home loans will be easier, or small business loans will be easier in the near future.With credit tight, and a Buyer's Housing Market, what Lease Purchase allows is a better way to sell your home at a higher price, with less sales costs, such as agents fees, closing costs, sellers concessions, and worst of all, price reductions, as compared with selling with an Agent.And the Seller gets a better tenant, with a long term attitude, that wants to own rather than just rent.Many times, if market rent is lower than PITI, we combine Rent with a monthly option payment to meet the monthly outgoing costs, so sellers do not have to FEED the house they are selling on terms (Lease Purchase).We use a Credit Improvement Company with a 10 year track record that teaches the tenant how to raise their FICO score.And we use a loan servicing company that protects the tenant by taking the money paid from the Buyer, and pay the bank, the taxes, and the insurance, and the balance is sent to the Seller.Bottom line is, if you follow these rules for Lease Purchase...

And Second Liens were the worst they try to hold up the whole deal knowing they would get zero if the property goes to auction.