@Stewart J berry tenants may not regularly seal granite, wipe up dark liquids fast enough or use trivets and cutting boards — think raw chicken soaking into your counters — so we’re fine with laminate countertops, hygienic and cheaper to repair/replace if damage occurs.

I am familiar with the step-up rate, and I honestly think she will be selling for very little if any more than what it's currently worth when she took possession of it this year. 

I didn't really rehab them much but was thinking the hot market pushed the process up enough.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

I do think that they require you to currently be living in the property though

Using your own judgement about where you think interest rates will go, and the cost difference between 1, 3, and 5 year PPP will likely land you in a good spot.

Hello Sabuj,I personally like the idea of purchasing duplexes, but I think you are going to see as much appreciation compared with purchasing Single Family Residences. 

I’ve definitely been thinking about selling other properties to start a business just didn’t know if I should sell in the market we are in today or try to stay above water until interest go down.

But after speaking with others I'm starting to think that the ADU conversion may be more trouble than it's worth.

Hello Ethan,I think the main difference between traditional banks and credit unions are their guidelines, most credit unions are manual underwriting, because they are using their own money and keeping the loans.