Chase is in the news about higher credit score and down payment needed... that's only one lender.

Ideally would love to get that lower tho (credit scores 800+ for both my wife and I, doing 75% LTV).

I'm not pre-approved for a loan but I do have a really good credit score if that is any help to anyone.

Hello, I have hit some incredibly time consuming hang ups with my original plan of utilizing a 203k to house hack a duplex, refi and use the equity to invest again.

@Michael J ScanlonI already have a 771 credit score because I’ve had a credit card that I co-signed with my dad a while ago and I got my W2 but I only made a couple thousand.

But they do vary based on the credit score, loan type, term, loan amount, loan-to-value, property type, etc. 

From an investor perspective, I'd want an incredible deal this month and next month. 

Typically these come with much higher interest rates and generally lower amounts, since you and your credit score are the only underlying collateral.Again, if you have something in mind, and the timing works out, a cash out refi is likely your safest and cheapest option, but once you get it, you start owing on it whether or not another deal comes to fruition.

@Shelby Hensley You might consider mailing to Owners with Low Financial Stability Scores (FSS).

@Sienna Parker - wow, that is an incredible match from your employer.In my opinion, I would aim to max out your 401k each year.