When I say a lender, I mean a local lender that you can go to a physical office and talk to them.  

Also how did you go about investing in these out of state properties without physically being there, I was looking to be a little more hands on for my first couple of rental properties , I just want to get my first deal out of the way

I do self manage my properties, outsource all the physical labor tasks.

Also, insurance did NOT cover it because the sewer line that needed repair was not directly under the physical home, but rather on the front and side lawn area.This work was done back in 2013. 

Casinos, high end luxury goods, high end travel companies, high end car companies, you get the point.  

Time management (balancing between the full-time job and out if state REI) : Sh­all we fly out the first time to see the property and make an offer, and then fly out a 2nd time to do physical inspection if the offer is accepted, a 3rd time to get contrac­tor quotes and start the repair needed, get property managem­ent in place after the closing?

In the midst of putting together a property management company in NJ and am wondering what other PM's generally do.I have always been a stickler for duplicate documentation in both physical folders as well as on servers/ cloud.  

Nothing ever matches up to that first swing.heh just kidding Congrats LOL - or the first time casino gambler who walks out with $3k and chases that high again right into GA!

I'm presuming you are referring to the geographical area where I can physically inspect properties and make decisions on lending?

That was just for a general physical inspection, no special trades.