I'm less concerned about my job because right now most work is done remotely, and fully intend on replacing this job with more location independent work. 

Nothing in this analysis should be construed as legal advice and relied upon, as each transaction must be separately analyzed.Further, I strongly recommend anyone seek independent legal advice on any specific transaction contemplated after January 10, 2014 prior to any consummation`````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````Dodd-Frank Summary The Dodd-Frank Act took effect January 10, 2014 and changes the rules for seller financing for those not qualifying as exempt.The most relevant changes are: Requires every lender to consider the borrower’s ability to repay the loan • Requires that lenders consider at least 8 factors applied against reasonable underwriting guidelines • The Lender must write a “qualified loan” • Requires lenders to wait at least 120 days of delinquency before foreclosing • Dodd-Frank combined with the SAFE Act in the various states, will require all owner finance transactions (except the exceptions) to be originated by a Residential Mortgage Loan Originator • Prohibits builders from selling with owner financing • Eliminates balloons and negative amortizing loans and requires fixed rates for 5 years with no prepayment penalties • Sellers who sell with owner financing more than 3 times a year will become mortgage originators and must comply with Dodd-Frank • No forced arbitration clause is allowed in the buyer’s noteQuestions & Answers � What information am I required to get from buyer to prove their capability to pay?

I grew up middle class but money was always an issue and I knew that when I got older I woulwas going to take care of my family and be financially independent. 

We have another form that a sub fills out and has notarized that they are an independent contractor.

If the worker is not an employee of a business entity, then they are working as an independent contractor.

Which category you put this specific priperty in depends in your goals and current situation.

My passion has been to assist families in becoming financially independent through a strategic real estate strategy.

of passive income through real estate and that, since I'm younger, I can help set up a future of financial independence for myself.

Steve, actually let me clarify I'm creating a startup called Seven Times Eight for freelancers, hackers, students, artists & anyone with an independent disposition where they can come together to learn, teach, collaborate, play & socialize.

I do have a licensed hvac guy that does my work, but since he's an independent he doesn't have a cost effective access to new systems.