The bank I deal with loans 80% to value, so I need to make sure I’m increasing approx 20% (ARV) after renovation value, so I can BRRR my initial cash back out for the next deal.

This is the ideal set up for an Airbnb. 

Shop around a bit and see if you can find a good fit for you.Best of luck!

Any that you feel currently offered do not fit your brokerage or business?

Ideally if i get a lump sum and can invest this and grow it.... but you need the liquidity should you need it.

This seems like an ideal opportunity to BRRR, I’m guessing if you bought for around 60k you should be able to pull out a good amount of cash on a refi and still have rents of $1200-$1400 for a solid cashflow property. 

If were to get this funded with private money, what would you say would be the ideal rate of return for the investors from 3- 10 private investors.

You'll need to be able to fit in their requirements, including significant liquid reserves & net worth

I live in Cali, but after running the numbers on numerous houses here it has become obvious that this area is not necessarily ideal at the moment, never mind the other legal issues.

@Or Y. well, on the one hand you are correct - higher dp means more secure cash for the bank, but it also means they make less in interest so you can see why their ideal situation is a moderate downpayment with a high loan balance and long term from someone they know can afford to repay the loan plus allllll that interest.