I am a flooring contractor with nearly 15 years experience, but I'm ready to start another chapter in my life.

Reason why there is no allotment for CapEx is because major items like roof, hvac, have >5 years life (or more).

You could find a syndicator like Grant Cardone and go on a multi family deal and get great returns without disrupting your life. 

Check out my personal favorite, Set For Life by @Scott Trench , or The Total Money Makeover by Dave Ramsey. 3.

I am considering an apartment building with the possibility of splitting up and flipping the individual units into condos.In this case, I would have to create a condo corporation so the individual units would pay condo fees.I have never paid condo fees in my life, never owned a condo, rented apartments then bought houses.Any tips on how one would go about this?

As we all know there are no guarantees in life.

Be honest with yourself about what you will and won't be doing and then make sure you have people who can help you with the other aspects.I think its human nature to value what we enjoy.

Make sure the agent is knowledgeable in auto and casualty rather than life insurance and financial services.

Ok so I'm reading a lot about loans and trying to figure them out, a couple things I can't figure out for the life of me, was hoping one of y'all could help me understand!

I'm having new shingles put on a duplex and the roofer has two options:1) BP Mystique 42 Limited Lifetime Warranty Shingles  (base shingles)2) Malarkey Vista 40 yr Warrant Shingles (+$950 upgrade)Roofer figures upgrading from base shingles will extend shingle life from about 20/25 to 35/40 years.