We still camp in our toy hauler and are doing an RV trip in a rented Class C in a couple weeks but the month or two on the road just isn't feasible with my employment and the kids schedules but some day . . .Welcome!

In that instance the bank calls a tow truck and hauls your car away, or more like their car now.

If value comes in at 118k for the appraisal and you pay 6,000 to payoff the mortgage and another 3,000 in closing costs then you have to outlay 9,000 today to save maybe 75 to 100 basis points over the long haul.100 basis points you might save 76 a month off the mortgage payment getting a 4.25% fixed interest rate.So if that is the case you would need about 118 months to realize the outlay of 9,000 to refi and payoff the mortgage.That is almost 10 years before you get your money back to break even.Most people move every five years.Just looking at it doesn't make sense to do it unless your existing rate was much higher than it currently is.

I've been toying with the idea of investing out-of-state (Nevada, Oregon, Arizona), but am thinking I would rather have something a bit more close by especially for my first investment property to reduce the probable headache. 

Toying with furnishing it for the holidays, and then for travel nurses or cooperate housing. 

Your just risking your home its attached to. Yes

The lead dust gets on the floor in front of the window, a toddler's toy gets dust on it, it goes in their mouth...

They embrace the long haul and build their business and their reputation, and they become successful.

I was thinking that I would keep 6-12 months of the difference between my current and new mortgages in cash, and have the balance in the market; liquidating stock when the next round of cash is needed for payments.With the market returning an average of 7% annually over the long haul, it seems that 30 years of growth on this cash would make way more money than a smaller mortgage over the same amount of time.Sorry if my question is a little vague or long winded...Thanks!

I've toyed with the idea of a Lake Union house boat, but that is mostly because I think it would be fun to use.