Originally posted by @Manny Hernandez:I’ve thought about it but prices are really high here in Denver.Not as high as here in CA and many of us are doing just fine.

When you make that mistake you can’t take it personal or let others discourage you, you need use it as jet fuel to move forward and make it your obsession to succeed and learn and fine tune your business.I started 4 months ago with bigger pockets podcasts.

Unless your credit is already scrapping the bottom, any lender is going to understand what's going on.Refinancing your your current home (later when a rental) as an investment property should be fine.

Most of the properties that I buy would be shredded by trolls on BP, but I'm full time in real estate and take my family around the world for about 2-3 months a year, so to me, the places I buy are just fine.

And then put in time taking practice exams and take them over and over and over until you feel you're continually doing well and you should be fine with the state test.BTW, when I was taking the state exam (WA), I was pleasantly surprised to see on it one of the exact same test questions from 360Training.

again understanding the issue here a PM is totally fine ... 

Now if you find you are at market rent then not increasing for a year is fine, but not if below market rent.Good Luck!

Large contractors like roto rooter will be fine. 

Hang in there you’ll be fine.

Personally, I think the market is just doing a little correction - hell, it's been on a ridiculous upswing for a long time - and once we get through the fear of Stephen King apocalypse things will be just fine.