Never have issues reaching them & excellent customer service & ease of use for online submissions of paperwork is worth the little extra you’ll pay (they’re not the cheapest)    State Farm canceled us after a claim of less than 10k for broken hot water heater flooding a crawl space.  

I predict that as the renter pool continues to grow in the new few years, economic inequality will continue to grow exponentially, leading to social unrest as well as calls for economic reform, which could explain the growing appeal of Bernie Sanders back in 2016 to those that are most at-risk.I predict America will become much more like Europe in the coming years; normalized social unrest/tensions, even more economic inequality and pushes for more social programs subsidized by higher taxes.