@Brian CunninghamPrivate Lenders are individuals you have met through REIA meetings, meetups, family, friends, some on BP, etc.  

The other two stand alone buildings are separate individual owners. 

I rent a townhouse to three adult college students on three individual leases co-signed by their parents.

I was talking with a lender today and he was under the impression that loans processed through Fannie Mae’s Desktop Underwriter (DU) would not be subject to the dreaded due on sale clause if the mortgagee were to deed the property into an LLC or trust.

Or you can close the doors off and use 3 individual units.

@Barry Pekin I honestly appreciate that advice Barry, I had mentioned to him that the only way we could make it work is to do it individually.

I suggest using a loan originator/broker vs going to individual banks.

Individual lot but out to build on them.

You could get a 2 bedroom and rent out another while you live there then rent the rooms individually upon moving out.

There are benefits and drawbacks to each, and it will depend on your individual situation which is better.