There are quite a few local lenders who are favorable for both single family and commercial property in the area.

@Andrew Gorgey - As always, like to pop in and let you know Opportunity Zones are also a great alternative to 1031 exchanges with some more favorable terms.

House hacking is a great way to get started with favorable financing. 

So, I am curious if it might be in their favor if I'll start the eviction process (since they got a house and maybe want a way out earlier from the lease).

Having the capital and offering a favorable price for the assets will increase deal flow.  

If I have two credit lines for 10k and they both have 3k balance is that more favorable than one with zero balance and one with 6k balance? 

I think you should have your attorney draft up one, worded in your favor.

Is one of these more favorable than another for new investors looking to make our first investment as straightforward and predictable as possible, while also trying to protect ourselves, our investment, and ourselves FROM our investment?

Make it a favorable thing for them to do so.

Interesting that they’ve included those clauses to favor the institutional investor, but most like at the request of the institutional investor.If you’re uncomfortable with the terms, pass on the deal.