But this can overvalue the home and block the conventional loan; seller assists of this kind need to conform to seller concession or contribution guidelines set by lenders; the down payment assistance industry is facing legal challenges by the US Department of Housing and Urban Development (HUD); the industry expects fine tuning of these programs will result.

@Kenneth Garrett yes 75k is the industry standard minimum, most shops prefer 100k+ for sure

The entire industry will take a step back and Valuations will certainly change in many areas in the country..

These things can have a significant impact on the (middle class) people who make their living in the real estate industry.

It's the lowest paying job in the real estate industry.

I work with Columbia Equity Advisors, we have 30+ years experience in the Mobile home Park industry, closed 5 parks last year and are closing a 98 space park 1/2 mile away from your park!

The other way to rationalize 100x rent or valuation less 8% (cost of sale) less an additional say x% (so as not to pay market price) is to look at other industries: if you buy a long term retirement plan and you choose to exit before the "break even" year (usually around the 8th), you pay a penalty.

The real estate industry has really a low bar for entry. 

I'm currently a senior in high school and have wanted to be a real estate investor since I got my first encounter with the industry during my freshman year of high school.

It's the same treatment I get from my mortgage lender, my insurance company, my cellphone provider, and any other professional business.Treat this like a friendship and you'll eventually find out your renters do not see the relationship the same way.