The 2 vertical pieces are what the landing is currently resting and the stairs go straight down to the ground.

Eventually I purchased a piece of plate glass and affixed it to the counter with water-proof caulking. 

s tend to come with more compromises than single-family homes do when it comes to owner-occupants.Also, don't let "compromise" become a "dirty" word: it's a key piece of any successful negotiation.

Last piece:  this tenant is a more or less good tenant, and I've never had to take action for any issues with her.  

If you go in planning to flip and you can't sell, if you knew going in you could rent it at the terms you bought at, then you have a piece of mind that you are protected.

One of the best pieces of advice I ever got was "Tell absolutely everybody you know or meet that you are a real estate investor, and that you are always looking to buy houses in bad condition." or whatever you are looking for. 

They have anything from postcards (recommended as first contact due to lower costs involved), letters, zip letters (they have your business card attached to the side that the owner can tear off and save for later) and other great products.The great thing about this service is that you just import your mailing list (which you created through listability.com or some other service) then pick the piece you want.

Sent out 450 pieces to AO 3/23 so far received 12 calls.

My question persist on the following:Concrete steps/stairs are made up by a series of plywood boxes stacked in which you then pour cement into.While reviewing the work done I noticed that the contractor made plywood boxes but then covered them with a flat piece of wood then added cement on top.

Typically even on a deal that I only syndicate to one other bank I have a 150 page credit agreement / 15 page note / CAP / Flood Docs / Insurance Docs / and that is just the tip of the ice bergIn addition, Syndicated Real estate transaction have so many compliance pieces that we have entire teams dedicated to them.Very simply put a syndicated loan is one where there is a primary agent and that agent then brings in or syndicates the deal to other lenders to spread the risk.