There are certainly reporting requirements especially if you escrow for taxes and insurance. 

My questions with it basically revolve around how much $ is still owed on this property...is it possible to glean how much the bank is owed from this mortgage information on the title report?  

Large deposits will be reported to the IRS, and even breaking it up into several smaller amounts could still trigger the reporting.  

However, it's already rented out by a long-term tenant who doesn't plan to leave.Purchase Price: $57kARV: $105kMarket Rent: $950Current tenant who has lived there at least 25 years: $700 (I plan to raise her rent like $75/year to get closer to market rent)Repairs at time of purchase: $0 (because no repairs have been reported since tenant loves her own mess)If tenant leaves, that's when I need to think about the rehab because:1) some of the walls have the dated wood kind of look2) old, dated kitchen cabinets3) fully carpeted house will need it replaced4) re-paint inside5) 150 amps service (should I upgrade?)

Good debts also show up on your credit report and, in the eyes of a lender, directly impacts your trustworthiness or qualification as a borrower.

Yes, It was appraised at time of purchase and the it reads 1470 in the report. 

When they get tired of holding nonaccrual notes they will sell them, maybe to you if you've built a relationship.You can find the status of every bank in the country by looking at the call reports they have to submit to the FDIC every quarter.

Some interesting stats (and signs of a very strong real estate market) in this report published by the Pinellas Realtor Organization.I'm definitely seeing a very strong seller's market in St Pete, at all price points, as both an investor and Realtor.Thoughts?

Its their risk. they can charge for title report.. but most folks in this situation just throw the bill in the trash LOL....

I am a court reporter and have done many, many cases for the Contractors Board here in California where contractors did not adhere to the law regarding what is supposed to be included in their contracts, and how much money should be paid as a deposit and progress payments, etc.