Avoid the capital gains and use your Shedule E, LLC or business returns to offset passive income with great tax deductions and write offs.A fix and Flip can offer a good way to get some fast cash and deal with taxes in aother manner but again its still not the long game I think works best. 

You area also going to get hit with 2.75 points and a 2 or 3 year prepayment penalty.My suggestion would be to take out a personal loan banks are offering personal loans now with no lien.

This approach aligns with my personal goal to recycle as much cash as possible.

In your normal course of business, you may choose to try to pass that fee onto the tenant.

Since the new person is being added to the lease you will want to underwrite them to make sure they meet criteria and ensure they can be financially responsible.

Each person has their own risk tolerance, however what I will say is most people don't have straight cash to buy a couple hundred thousand dollar property hence are forced into utilizing hard money. 

Personally, I've been investing in mobile homes as a buy and hold investor since 2007.

Personally for me this always gave me piece of mind that IF I ever wanted to sell one of my properties that has appreciated a lot, I could move back into one for a while if I plan strategically in advance

Personally, I do not B&H in Lehigh as there isn't much of a draw there.SWFL Update - Cape Coral, Ft Myers, Lehigh, Naples (biggerpockets.com)

This is somewhat a loose metric for our current business model. 25% is just a arbitrary number with no science or data to support it.