Another hint to the answer may be are there other multi-family properties already built in the adjacent lots?

I'm looking into renting out multi family units or single family units to create a passive buy and hold income for myself that will help my transition out of the navy within the next 3-5 years.

In the living room there is a gas log propane system that is completely clean with no black soot on it.

I compiled my estimate using a spreadsheet system developed by David Robertson.

And after that I'm going to be concentrating on acquiring a larger multi family building (maybe 5 to 30 units).

The first deal is always the hardest as you are building a system and usually fighting financing and timelines. 

Are you looking at single family or multi family?

Multi-unit properties tend to have higher cap rates here than SFRs, but you have to put a little more into managing them.

I thought about buying a duplex or multi-unit in the Fresno'Clovis area but most seemed to be located in areas that were less desirable.

I'm an advocate that you can't buy anything off a calculator since they are often so co servatice they may prevent you from pursuing a good deal so getting into as many multi family properties shortens your learning curve- make sure you have a realtor that is a pro on multi family properties or owns some as they would be invaluable