One last thought, plan on hiring (at a minimum) one full time, well qualified "lead" person, and (for a variety of reasons) one part-to-full time (and much lesser qualified) "helper".

I have been looking for short sale leads from a foreclosure lists website.

Readers of this thread may want to check out the link at http://www.hsainsider.com/Individual/Benefits.aspx as they claim to be a leading authority on Health Savings Accounts.In answer to Brian, yes you do have to have a HDHP (high deductible health plan) to setup the HSA.

What's the best way to find someone who needs leads that I can partner with?

This leads us to "WHAT THEIR GOALS/APSIRATIONS" are.

They think they have done research and what someone to take those "SS leads" and get paid on them.

I would send them leads and they would do the same with me.

thanks for that email leads but i guess i have to find some more for my email campaign

Does not want to refi.I am looking for a way to profit from this lead - possibly by referring her to someone who can help.

I plan to keep in contact with them to see where it leads.