@Martin Rubio our clients range from people buying their first deal ever to hedge funds buying 100 properties a month. 

What ever the heater costs and $300 for my time . 

I’ll take my chances, which apparently doesnt matter to them, and there is the appraisal fee on there of course which I also questioned because $750 is far more then I’ve ever paid for appraisal.

The only time I ever get an appraisal on a property is when the lender requires it.

I haven't ever participated in this type of deal, perhaps @Andrew Syrios has.

The refrigerator is all mine , I can leave my clothes on the floor where ever , I can run naked thru the house if I want .

Ever get to Pittsburgh look me up.

Now I'm just getting started and have only looked at 10-20 properties on the MLS thus far, but EVERY single unit is charging rents FAR lower than I ever paid as a renter. 

Ever called a last employer of a candidate in the corporate world?

@Tracy Layton many investors in your position will go without the Property portion of the insurance, but keep General Liability (GL) coverage.GL is usually 10-20% of your total insurance cost, but could be the largest financial claim.