Self Insure or Landlord Policy?

[Tracy Layton]

I have 6 rentals, 5 of which have no mortgage. My landlord policies for the 6 currently total $7,363/year. My fiancé owns 5 rentals and doesn't carry insurance on any of them. He is trying to convince me to drop my policies on the 5 rentals and self- insure.  5 of my rentals have fairly new roofs, so they shouldn't need to be replaced anytime soon. Any thoughts or advice?