Declaration of Covenants, Conditions and Restrictions (CC&R’s) aka Declarations, or Master Deed.Signed Bylaws for HOAArticles of Incorporation for HOAManagement Agreement (unless self managed)HOA BudgetCurrent Financial Statements (Income Statement & Balance Sheet)Minutes of last 2 HOA MeetingsRecorded Amendments for annexationPlat Map and/or Air Lot Survey Condominium PlansThe process is about 90 days but I think they have a rush fee for about $1000.  

Background info: I am using BP to learn creative ways to buy my first property with no money.

You can do it on your own, but I wouldn't recommend it if you've never incorporated a business before.

I'll still incorporate direct mail sometimes but it's by no means the foundation of my marketing.

I look forward to hearing from other more creative/experienced folks.

I won't let that deter me and for this reason I know I will have to grind hard and find creative ways to find deals.I plan on driving more through the neighborhoods to see what is around, find vacant / homes for sale and hopefully getting some "hands-on" experience.

If fees are too low, I would suggest keeping them the same for at least one to two years, then slowly incorporate increases.If you pay cash, make sure that you have some sort of clawback ($$) for a certain amount of time if accounts leave in XXXX days.Will the owner stay a certain amount of time to help in the transition?

To get creative, let's assume I don't sell my current house (but i don't have to live in it).

Go to college, get a job, buy a house, save 401k, retire after working in corporate for 40 years...

ok, I understand I can't have two FHA loans but was more or less looking for a creative way to buy another property, be it refinancing my current Fha and then securing another FHA, or by some other creative means..