The amount of debt on the duplex at the time of sale is no factor. 

I host a meetup in Santa Barbara going on 3 years that many Ventura folks attend (mysef included as I live in VTA currently) and I attend many of the other meetups (three in Ventura, alone).

If that scenario doesn’t include financial suicide, bankruptcy, death, or something similar, then knowing that I’ll be ok in the worst situation helps with pulling the trigger. 

As long as you have not signed, you can request an addendum to your agreement to include buyer covering all closing costs. 

It is also my understanding that several types of loan products including the VA loan and I forget the other one will not qualify if there is any sign of crumbling with the asbestos siding so you may be limiting yourself on the selling side of things if you do not go over it with vinyl.

I'm trying to figure out if I can get some sort of rider from the company to include them but otherwise it leaves me very vulnerable if someone brings in an ESA. 

It is a condo building and I did include questions about type of window, if anyone has ever replaced any windows (built in 04 so guessing not). 

By the time you get to know the market, you'll have a better understanding of the players, including the wholesalers and investors.

Are there other factors outside of the rate increase that have you wanting to cancel the contract?

And many believe, myself included, that if the Federal Reserve sees a trend up in inflation, they will be less inclined to lower interest rates.