I'm in the Metro Orlando area (Osceola, Seminole, Orange, Brevard, Volusia counties) and I was told the best strategy for me (excellent credit, no home, about $5K in cash) was to trade-up given the market here in Central Florida.

But I want to know how it works, compared to other VOiP such as Vonage or Comcast Digital Voice.

Okay, here goes...I have what I believe to be an excellent investment property:ARV= $400kPurchase Price: $240kRepair Value: $12kThe problem is this,It is a bank-owned property and the bank needs verification of funds BEFORE signing a purchase contract.

I'd rather just apply the adhesive directly to the sheet vinyl (given its bonded well to the floor) figuring the cvt is thick enough not to allow telegraphing anyway.And BTW, you've offered some excellent advice in well written entries on this forum.

Let's not forget, the goal in baseball is to win the world series, this takes a full season of excellence and commitment.

And in regards to HML, im new to this whole thing but I see it as an excellent way to get funds.12-15% is not the problem if you got a good deal.

Hi James :welcome:This is an excellent place to learn a lot from guys who know what they are talking about.

I have excellent credit.

And I know a property with an excellent REAL APPRECIATION RATE (calculated by looking at appreciation rate of 50% between 1995 and 2006).

Now this program was very promising, as it was based on MS Access, which would allow for a great deal of easy customization and further manipulation of data from external programs (Word, Excel, etc).