Again, these prices are very basic, and there is really no substitution for pulling a tape measure on each space and plugging your metrics into a more sophisticated estimation model.Please remember that these costs vary a greatly by region, and our company also receives excellent pricing because of its size.

The advice you have received is excellent and the risk/reward is always shared on both ends of the sea saw.

It is in excellent shape and owner occupied by an eighty year old couple.

The wholesale price that I can offer you today is $xx,xxxx.".Now, if they are NOT motivated and/or their property is in excellent condition, there's not a strong argument for taking a wholesale price vs. selling it retail.

Would love to hear (read) your thoughts on this potential deal:SFR - excellent neighborhood, excellent schools, 2/2, 1032 sf, built 1998Currently rented for $825/mo,  (lease ends 10/2015), no "make-ready" coststaxes = 1798 / yearProp management = 792 / yearfinancing = 17,000 down  68,000 30 yrs @ 4.5%comps in neighborhood sold recently 83k - 119kWhat do y'all think?

Excellent point, and an easy next step.

i have been using an excel spreadsheet i custom built for what we need)

Sounds like you have great experiences to really excel at REI.I myself am a buy and hold investor, and we have a ton of investors here locally.  

Always do excellent work. 

Most go out only 20 years but I found one to go out 25 years.I would suggest making a list of every bank and credit union in Excel and ask what their terms are, how many they would refi, do they have the option of portfolio loan, etc.