I am not familiar with h o a and foreclosures in Arizona, as I have not had the opportunity to go through one yet in that state.

Not many offer it, but it closes decently quick, rates are not gouging (high 4s to 6), and you can do I/O if you're above 660 credit, to keep the payment low until you can refi. 

If a c/o were issued since 2005, it'd show up here with the described use, eg, USE2012-34813 Use Premises as 2 unit dwelling. http://cels.baltimorehousing.o... 

They don't cost much and you can truthfully disclose to new buyers that everything was permitted.PS - How visible are you to the street and nosy neighborsPSS - I've built entire homes w/o a permit but YMMV

They meet on the third Wednesday at the Best Western on O"Donnell Street at 7 pm.Calendar - Baltimore REIA

I would just disclose the date of your last o/o refinance to your lender.

@Andrew RichardsonBeing an ex-realtor in BC I can give you some guidance.The Sauder school of business at the University of British Columbia is where you would apply to take your real estate agent course (as well as property and strata mgmt).It’s been a few years since I took the course but I believe the quickest you can complete the course online is 10-12 week (max a year) and then write an exam.Licensing has changed and there is some additional work/courses after you pass the exam to get your full license.Roughly speaking all said and done between the course, exam, e&o insurance and board fees you can expect to spend around $4-5k.Hope that helps!

Once you become licensed, you cease to be a member of the general public and ALL of your real estate activities are subject to your brokers supervision.Also keep in mind, transactions where you are a principal are typically excluded from your e&o covereage.

I’m 18 y/o with 2,000 dollars in my bank acc, Ive been working on my first wholesale deal but have been struggling to find leads, I’m looking for a sort of mentor or just some guidance.

Or are you open if you can get a I/O Jumbo??