Renters pay their own utilities and it's barely inside the county, so there's no city taxes. 

I'm barely going to make payments on a duplex. 

There could be more to the story but taken on its face; consider that the NJ company brought in their own crew, housed and fed them for the time on site.

The crops barely came in, and the free-range chickens couldn’t find enough to eat.

Their face rate is $0.92 per mailer.

I am facing some grey areas when it comes to whom I want to preapprove me and originate my loan.

I am facing some grey areas when it comes to whom I want to preapprove me and originate my loan.

I would follow that up with a face to face sit down with them to go over the major points of your business practices and have them address any concerns long before you ever get to a deal. 

Best of luck to you and kudos for at least having a well thought out strategy at the bare minimum.

Front patio, covered entry with columns , Windows where the garage was , relocate driveway to the side of the house and erect a rear garage , add brick facing and or hardy plank Larger Windows but now I've spent a load and haven't even tackled the interior.My question is how far to go what are the best bang for the buck renovations although I understand the basics i.e.