Because of this gap period, perhaps a bridge loan would help accomplish this goal - as current asset value carries more weight than income verification with these types of loans.As a direct lender, we offer bridge lending programs (1-3 years) with the ability to cash out refi up to 65% of value in as little as 5 days if you are seeking to access funding for more projects.

A house built in 2000 will almost always be valued higher than an identically configured house built in 1950.  

@Mattaniah YipHi Mattaniah, I’ve actually dealt with this exact problem before with one of my clients looking to do almost identical to what you are trying.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

It may be a case of mistaken identity.  

@Benjie DeVera Three rather large, warty, and unpleasant possible issues come two mind:1) The partition of the house into four units was done w/o permits - this means there is no verification that the work was done correctly and in compliance with building an fire codes {are all the units separated with an appropriate fire break}?

NA CumminsIf you know who the owner is, there may be a chance they haven't used a land trust or LLC to "hide" their identity on the county treasurer's site.

Compared to same identical layout on the unit bellow, the unit in question is assessed 45% higher.

I am in an identical situation and I was wondering how this played out for you?  

I will most likely be getting a refund this year, but someone had already filed taxes using my identity so I expect a delay from the IRS.