While it may take some bravery to invest in a neighborhood that isn't yet fully revitalized, you could be on the winning end in a few years once home values rise.

I am still staying at home, my girlfriend has one more year of law school and then we will stay with my parents for one year before looking to buy our primary home with joint income.

This is a big part of the problem "AMH, formerly American Homes 4 Rent, grew its portfolio of single-family homes by 8.5% between 2019 and 2021, but its fee revenue grew by two-thirds during this time period, according to the group's securities filings.

We are renovating a home in the Catskills and stuck on what railing to install on our outdoor deck—cable or metal.  

So while I can't claim to speak for every financial institution out there, it's a very broad survey, finding an option not contained there might involve making quite a few phone calls.When I see 30 year fixed, 30 year amortization, 30 year maturity (basically, identical terms to a consumer-friendly kid-gloves home loan), which does in fact pop up if I specifically search for it, it's almost always at a rather high interest rate, and the borrower doesn't opt for it.

With ADU Geeks he worked all over San Diego so I would be very surprised if he hasn't worked in La Mesa.HELOC is always the most firm route - I have recently learned of some solar companies funding home improvement loans that I am looking into myself.  

I have tried searching on Zillow, but I haven't been able to find any homes with fire damage by using the key word feature. 

Start with the statement you made that you think it might not be possible to purchase a home in your lifetime with your current income. 

The only thing we are a bit confused on is he said you can simply "back out" of the deal if you change our mind...but how would you just "back out" of the contract if there is nothing actually wrong with the home?

Most everything can be upgraded without gutting a home!