So my plans would chance a bit so in this case it would be a duplex with 4 bed/2 bath and a single family home with 4 bed/2 bath.

It is less money down, gives them a chance to learn and you can do it again in a few years. 

This gives you a chance to get your systems in place for underwriting, market analysis, vendors, get any kinks worked out, etc. before jumping into an opportunity that needs a ton of work, and has potential structural issues, and limited re-sale potential.

She has a 9 outta 10 chance of getting screwed.

I personally believe the best way to help a community is not necessarily to provide handouts or support a divisive agenda but rather provide education; In particular financial education and ethical guidance which can help people own their future, allow for greater chance of success, and live happier lives.This is not necessarily a statement for or against the BLM non-profit as I don't know much about the organization.

Investing now Pros: 1) Immediate Cash Flow, meaning more money in your pocket. 2) Probably less initial investment capital needed than say 2 to 3 years from now.  3) Probably better interest rates, something to talk to your financial broker. 4) Probably hot market now for buyers, something to talk to your RE broker for specific states/areas, better chances to find a deal now with all this craziness today, 5) More appreciation on the long run due to typical inflation, 5) You gain more experience and able to jump quickly to the next deal or investment. 

Curious if I have a chance at being approved for a loan to buy my first rental property, regardless.

Hey Salvador, I would look at adding multiple streams of income to your portfolio so if by some chance you do end up loosing your job you have a back up job or business you have started in place.

You make enough money at your main income so that you're willing to work a second job, and pay your employer for the privilege, because you think you have a chance for your own parking space and a promotion...which would mean more work on your part, but...

Thank you for sharing the webinar Raphael that looks like an awesome chance guest speaker.