I can't even count how many times I've been promised to be paid X amount of money on X day, and then see nothing.

It makes tax time much more efficient because they have all our info upfront, and we just have to spend time discussing tax strategy...far more important than counting beans.We manage 4 files of our our Quickbooks Pro software.  

I am completely new to real estate investing, and I have been diving into the pod casts (about 20 hours of listening and counting).

You have Vacancy Rate listed twice - are you double counting that one

Hence why we've counted some 14+ retired rock and rock stars among them.At the other homes, most all are affluent, but not super-wealthy.

It is frustrating to say the least.It's been 4 months and counting and I still haven't closed on the loan....

@Annette Hibbler I have to say I think you're wrong on a number of counts.

@Christopher Laverdure I think that although equity build-up (just counting mortgage pay down alone) would be counted, it unfortunately is very slow at first....but it does add up. 

If they are over the age limit, the 401k counts as income. 

There has to be a second for of egress, usually a basement door to the outside. although a large enough window may count.