The answers I received were speculation, that decended into name calling.

You're speculating on something you can't control.

But like I posted earlier, until we get some details from Lynn, we can only speculate. 

Both are speculative investments.

I read all these rules of thumb and realize they do not apply at all for California real estate (specifically Greater Los Angeles).I find it frustrating that it seems the general opinion is to invest in your home state first and then branch out across borders however with the overinflation of real estate prices in my area I don't see it feasible to pay such a great deal of money for so little of a property/no cash flow especially since its not my objective to speculate on appreciation.So far from my reading and learning I have decided I would like to focus on SFR/Multi-family.

While one can argue it is speculative and may not be advisable, it is nonetheless a valid strategy. 2) For foreign investors, it's an indirect play on strength on US dollars.3) Sometimes real estate preserves values better than other more liquid assets (e.g. cash).

Talk to a California lawyer.My speculation as to what he/she will say:  You can put it in the lease, but enforcing it would be a crapshoot, at best.

As a speculation, if you believe housing prices are going to continue their rate of ascent, it might work ... but, as David Clayton-Thomas sang "What goes up, must come down"

Our lease speculates that the Tenant is responsible for all damages. but our insurance requirement for him is only renters property.

That's speculation.