So far, knock on wood, it has been a breeze.

.- Stucco done in a sub par fashion - New Roofing placed over old wood shingles - Evaporative cooler leaking onto the roof.- Overall outdated and ugly interiorYes, It’s a lot.

Laminate is a suitable surface but often looks faker than Vinyl in comparison to real wood.

My PM rented out my property to a family sight unseen.

I found it and manage it.Some slight improvements over the years but not much:-painted cabinets-refinished wood floors-retiled tub/shower walls-new water heater What was the outcome?

I've used a company called Real Protect who provides insurance specifically for investors; they have really good rates, but I will say that I have not had an experience yet of having to file a claim on a property so the verdict is still out (knock on wood). 

This is the worst house on the block but solid concrete block home with original wood floors.

Before I moved out I put hard wood floors in.

I ended up going over budget, and sacrificed a lot of week-ends doing tile work, wood flooring installs, and hanging kitchen cabinets at 3 a.m.

In effect, you need someone to design the change and figure out if steel is needed vs wood framing.