She always scrapes & paints. 

You would be better off borrowing on a Credit card or other bank loans to save on the interest maybe.  

Possible Wild Card if needed, but prefer not to use:Generous and loving father willing to give up to 100K to attain above dream.

(I've used credit cards in the past but vendors typically don't want those fees...)What are my options for paying them in a timely manner without incurring fees? 

I am not based in Wisconsin, however, so just be sure to double check your state disclosure laws since in California we most likely would need to provide an asbestos disclosure as well if we're giving a lead paint disclosure (built pre-1978/79).Besides the standard forms a nice touch is to include a small welcome package: a sponge, roll of TP, candy, your business card, and a thank you note welcoming them to their new home.

Most of the good ones have certain features like simulated exams, pre-assessments, flash cards, etc.If you need a recommendation, CompuCram is a really good program.

You could get up to 100k in signature loans if you play your cards right.

I can scrape all of it off, but is there a better way to get rid of it? 

so now I am thinking about what my next move should be.....I have found an agent to work with and now I feel as though I need to start drawing up a business plan...My money situation is not ideal....I have tons of credit so I was going to purchase the house using a few different avenues.....my credit card checks, my home equity loan....0 interest for 12 months....and I am going to sell my car which has 10,000 dollars of equity in it.....Which gives me about 50,000 to start with.If I get in trouble I have a hard money lender I can go to.....I was reading the section on creating a scope of work in J Scott's book and I think I freaked myself out a bit....It made me realize that there are a lot of things that go into this ......and then I remembered to ask myself how can I make it happen....so I can relate to all the other newbies out there....I guess my next move is to come up with an exit plan and ask myself whats the worst that can happen and can I deal with that.....I don't have any trouble thinking about what could come of this if I am successful....complete life changer !!

I gave her my contact information (it's good to have business cards even if you don't have a business) and she passed it on to the investor.