But reality is that some investors are so busy, they use people like me who do this full time to buy the properties for them.

People who had those great rates, if they were to sell their property today and buy another property at the same exact price their mortgage would double.

Current systems and tools:- Assistant to manage payments, invoices, ensure rents come in and chat with tenants for issues- Melio for vendor payments- Baselane for banking - separate accounts for each rental and deposit- Google sheets for Income and Expense reporting- Azibo for rent collection automation with late fee automations- Drive for my leases, SOPs, and documentations of tenants move in/move outGoals of improved system:  ensure I have a read out of how each property is preforming month over month, check on big expense items, ensure vendors get paid, mortgages get paid and rent is coming in, generate APY on float and savings for any big CapEx that comes up, and make my life easier come tax season.Is there a single software people use or what do you do for your business systems to optimize all of this?

We are in the process of identifying lenders to get a better understanding of the lending requirements for these ideas. 

Stay away from gurus and people who charge you for their “expertise” in the beginning  so much free info out there  Its exciting to see how investors grow in this journey, and I’m sure you’ll build valuable connections along the way- Bigger pockets is a gold mine. 

If you're planning to invest in another market/out of state, you want to really understand the market.

If the intent is to flip it, there are two ways people buy houses 1. with borrowed money 2. with their own cash.

Other people will tell you go, go, go, but do not do that.

I doubt the OP will be able to meet either requirement.As I understand it, personal bankruptcy is reserved for people who are insolvent or on the road there. 

Looking to finance a 2-4 multifamily property to purchase near West Palm Beach, FL (or within a 30-45 min drive).Been looking on MLS, Crexi, Loopnet, etc. but either the properties aren't good (too expensive) or the people don't respond.