Not sure if this would help or not when searching for someone to lend with less than 20% down.

When we bought our home we were approved for $550k but went with a home that was $400k so I assume we could get the bank to lend us another $100k for this first rental property. 

many development projects are financed with institutional money, and bringing equity partners in a deal is lots more expensive and lots of troubles for nothingIf your project makes sense, are decently capitalized, work with a reputable architect and builder and know how to pitch a project to lenders, you don't need to bring anyone in the deal but the bank and a hml.If no lender is interested in your project then it only means it is not feasable / doesn't have a reasonable risk/reward ratio and you should probably move on 

Yes, you can sell a land contract to private buyers just like banks sell mortgages to institutional buyers.Like I said, consult with an attorney. 

Our firm has been lending on a number of these projects.Mark

I came across a bank that lends up to 130% of the Kelly Blue Book value (credit score dependent of course). 6.

That IRA could then partner with you on deals or lend you money to do deals.  

I'll stick with our attorney who understands how the custodians work and are educated and experienced with Power of Sale (NCGS 45), private lending, NC SAFE Act, etc.

We have run into several different scenarios, including a lending company who was working with a 3rd party lender that had "organizational" issues, so, after nearly 3 months of dragging their feet, they were not able to help us (wasted our time, plus the cost of an appraisal).

If, however, the CB brokerage is large in terms of number of agents that are physically there to snatch up the walk-in traffic or the brokerage has a location that doesn't lend itself to walk-in traffic, then being a part of a large brokerage in a smaller market just means there's more big fish in a small lake and not much left for you.