I have a full-time job and my employer offers traditional 401k.

For this kind of stuff you ideally want a company that has signed documentation that protects the investors information and anything else their virtual assistant has access to, as well as employing in-house virtual assistants.

It's the same thing if you're self-employed, have an S-Corp, etc. 

If they are legal, dont they generally get a ITIN in order to be employed?

If there's no employment base for single folks from elsewhere I'm not sure who you'd find as a renter.

And being self-employed, this bank is a good candidate because they are (this issue aside) into me.

(I couldn't be wrong on some numbers).Now, the house is showing at $450k according to Zillow and even this friend of mine thinks its worth at least $430k or so.He is self employed and last couple of years has been just bad experiments in business, so no real income.

My days are spent employed as a traffic engineer (yes, that is an actual job title), and my evenings are spent entertaining a great wife and two wonderful children.

I believe the trust's long-term results from this policy will be superior to those attained by most investors -- whether pension funds, institutions, or individuals -- who employ high-fee managers."    

I would guess I've read forty real estate, real estate finance, finance and corporate strategy books in the last three years of being self-employed.