I currently work as a full time Pharmacist, and also building a health coaching business on the side.

Currently, I use 4% as my postulated personal rate of inflation (and 8% for my personal rate of health care inflation) because if I can survive that level of inflation, I can survive a lower rate of inflation even better.I enjoy the IF-THEN-ELSE function of spreadsheets for strategy simulations.

Now that I'm close to retirement and have a husband with health issues, it looks better all the time.

In FL, you do not have to pull a permit if it is an urgent "health and safety" issue.

Their Homebuyer Renovation Mortgage 203K page says, "This program is currently suspended for new applications due to the ongoing COVID-19 health crisis" but there's also a link on the same page to Contact RI Housing Loan Center.That page tries to steer you to fill out a form, but also lists Elizabeth Gonzalez as Community Lending Coordinator.

With our already low inventory of SFR being available at affordable prices ( since nashville wages have not kept up with the cost of living and most cities have that issue so nashville is nothing special) if every new construction was pre-sold as an STR you have a few things happen,1) You turn area's or subdivisions in to hotels/ ghost parts of town where there are not occupant owners that want to live due to the issues assocaited with what luka mentioned2) Build quality is already low , but you de-incentivize quality construction because the it will just be a rental / short term home so the quality of the inventory produced goes down, so future investment and future inventory is hurt for SFR since not many people -- as being an agent, want to live in a home where it was used and abused for years on end, because a lot of times those homes doe not attract the average home buyer sine they want a home not a hotel and want better quality homes.3) you increase the rate of in-affordability if all homes were STR's .... in the past decade of living here what I bought when I first moved here at $127,000  in 2011 to What that same house is worth at $500,000 and I've done absolutely nothing to it except make it a rental property and maybe buy a few more with the heloc i got, but I am part of the problem of owners who bought, have multiple units , are not selling and contributing to higher prices and lower inventory but I am doing well for myself and my business which is fine, but i am in a position to say it's fine, where most people just want to live in a place they love and close to where they work, and if they cannot afford a home since all these STR are carrying an extra 150-250k premium on the sale price then it puts wealth building on hold or out of reach for others and government is the body that can regulate and but some guard rails on bothand finally then we have to consider what is best for the health of the city.

Intel is a great example, who is building the largest chip manufacturing plant in the US right here, and it will be a $20 billion dollar investment that brings a few new thousand jobs.https://www.dispatch.com/story/business/2022/01/21/intel-ohio-building-computer-chip-factories-licking-county-jersey-township/9173472002/ Another example of economic growth is the upcoming Ohio State University Wexner Medical Center Inpatient Hospital which is a 1.9million square foot hospital that will bring over 800 new beds and a thousand new jobs. https://abc6onyourside.com/news/local/new-osu-hospital-expected-to-transform-health-careHere are a few more recent investments https://www.10tv.com/article/money/business/hydrogen-power-company-hyperion-bringing-700-jobs-to-columbus/530-25907aab-5517-4661-a9f3-d2ed2d5be6b0 https://news.wosu.org/news/2022-02-08/rumpke-to-build-50-million-recycling-facility-in-columbus Check out The Complete Guide to the Columbus, Ohio Real Estate Market which goes through the Columbus, Ohio market in depth and will give you a better scope of where the highest levels of growth are taking place and where to look to invest.

What is the age and health of the parents.  

And $190M in facility upgrades- 16 Tech Innovation DistrictA mix-use 60-acre development project with advanced technologies innovation district, including offices, research laboratories, parking garage, housing and retail space plus parks, walking paths and other amenities- Elanco (Animal health Leader) building their new $100mil headquarters just south of the zoo- Indy Eleven Investing over 1 Billion in the development of their new Eleven Park.

Cleveland clinic one of the top hospitals in the nation, but area right around it seems pretty tough for the most part.Good luck and best wishes.