You will need both an Association policy and Dwelling/Fire (aka Landord policies) for the units.

Also when you wrote your offer/P&S did you describe the property as a two family dwelling?

I'm considering buying a condo in the complex I currently rent or a multifamily dwelling right outside of my complex (I don't want to change my kid's school).

.- - - - - - - - - -PET AGREEMENT  (Addendum to Rental Agreement)The Month-To-Month Rental Agreement (the “Agreement”) dated_______________________ between __________________________________________________________________________, as Landlord and ________________________________________________________________________, as Tenant of real property located at _______________________________________________________, is hereby amended to include the following terms and conditions: The rental agreement specifically prohibits keeping pets and animals without Landlord permission; Tenant agrees to follow these terms and conditions in exchange for permission to keep a specific pet:Condition for keeping a pet:Tenant agrees to pay additional rent of _____________ per month for the privilege of keeping this pet.Tenant agrees to pay additional security deposit of ______________ for the privilege of keeping this pet.Name of pet: __________________________Description of pet: _______________________ (type, breed, color, age)Veterinarian: __________________________Emergency Caretaker: ____________________Tenant agrees to:1.Provide proper care for the pet in accordance with veterinary recommendations or ASPCA (American Society for the Prevention of Cruelty to Animals) guidelines.See www.aspca.org.2.Adhere to local ordinances, including leash, vaccination, and tag/licensing, requirements.3.Clean up after the pet and dispose of pet waste properly and quickly.4.Not to leave pet food or water outside the dwelling, as it could attract other animals.5.Not to leave the pet unattended for any unreasonable periods of time.6.Keep the pet from being noisy, aggressive, or from causing any annoyance or discomfort to others.7.Immediately remedy any complaints that arise from pet behavior.8.Immediately pay for any damage, loss, or expense caused to others by the pet.9.Provide pet with regular health care, to include inoculations as recommended by a veterinarian.10.Spay or neuter the pet when it becomes of age to do so.11.Arrange for an emergency caretaker for the pet.Tenant agrees to indemnify, hold harmless and defend Landlord against all liability, judgments, expenses (including attorney fees), or claims by third parties for any injury to any person or damage to property caused by Tenant’s pet.Landlord reserves the right to revoke permission to keep the pet should Tenant break this agreement or provide false or misleading information.

Any agreement by a lessee or tenant of a dwelling waiving or modifying his or her rights as set forth in this section shall be void as contrary to public policy.http://public.leginfo.state.ny.us/lawssrch.cgi?

. -- A receipt for a security deposit shall notify the tenant of the following: (1) The right to have the dwelling unit inspected by the landlord in the tenant's presence for the purpose of making a written list of damages that exist at the commencement of the tenancy if the tenant so requests by certified mail within 15 days of the tenant's occupancy; (2) The right to be present when the landlord inspects the premises at the end of the tenancy in order to determine if any damage was done to the premises if the tenant notifies the landlord by certified mail at least 15 days prior to the date of the tenant's intended move, of the tenant's intention to move, the date of moving, and the tenant's new address; (3) The landlord's obligation to conduct the inspection within 5 days before or after the tenant's stated date of intended moving; (4) The landlord's obligation to notify the tenant in writing of the date of the inspection; (5) The tenant's right to receive, by first-class mail, delivered to the last known address of the tenant, a written list of the charges against the security deposit claimed by the landlord and the actual costs, within 45 days after the termination of the tenancy; (6) The obligation of the landlord to return any unused portion of the security deposit, by first-class mail, addressed to the tenant's last known address within 45 days after the termination of the tenancy; and (7) A statement that failure of the landlord to comply with the security deposit law may result in the landlord being liable to the tenant for a penalty of up to 3 times the security deposit withheld, plus reasonable attorney's fees.

A reasonable accommodation is a change in rules, policies, practices, or services so that a person with a disability will have an equal opportunity to use and enjoy a dwelling unit or common space.

•Mortgage Loan: Any:•Residential Loan primarily for personal, family, or household use which is secured by a mortgage, deed of trust, or other equivalent consensual security interest on a Dwelling, as defined in s. 103(v) of the federal Truth in Lending Act (TILA), OR for the purchase of residential real estate upon which a dwelling is to be constructed (raw land);•Dwelling (TILA): “a residential structure or mobile home which contains one to four family housing units, or individual units of condominiums or cooperatives.”

While it was in my mind it didn't transfer to the written word.I should not have said the "same" as without explaining.What I meant to say was that I didn't have to get insurance as though it was commercial type property (or retail or apartments) since its 1 dwelling with 4 units rather that a commercial type building.

Do you love learning zoning and RRIO code and excel at building out extra dwelling units or renting existing units creatively to maximize rents?