My W2 is an issue because I am a contractor at a tech company waiting to see if they will hire me full-time.

If you PM me info on what the Commercial use is, I may be able to suggest an Insurance company(ies) to try.

Friends at a title company could tell you people who settled with VA/FHA mortgages. 

I am in the process of exploring property management companies in Dutchess County, New York, and I’m reaching out to this knowledgeable community for recommendations.

A bank can't extort a tacked-on higher interest rate if a borrower won't agree to new terms...terms that would now require unnecessary documentation and hassle.Here's excerpts from their letter to commercial customers I got last week, on company letterhead.

I never thought about joint a management company though.

Insurance companies often prey upon agents (Especially new ones) telling them only half the story to encourage them to sell as many of these "infinite banking" policies as possible and make large commissions. 

Insurance programs or discounts provided by one company to the members of a specific organization (ie. trade group, alumni group, company employees, etc..)2.

There are companies that perform this as a service.  

Real estate tends to be balance sheet heavy and you want a bookkeeping company that specializes in real estate.