I think you would want your family to have access to money as well since there are payments due and a lot of money might be tied up in probate (this could create an issue) - life insurance and/or a shared business account could allow for payments to be made until the regular accounts are easily accessible 

If ever there was cause to come together and fight for better enforcement laws, the issue of squatters is it. 

Good luck Only issue is, I'm 18 and renting w my family.

If you want to see what is being offered on the market, this is a very common source and a good place to start.

The amount of time you will waste trying to dance around the issues will be legenday and shall I say, "insisting on being right (or insulted) when you don't know the answer can be costly".I was planning on getting a CPA, but not knowing the right questions to ask of someone who I don't exactly trust yet (as a new customer) isn't the best way to go about things.

I believe its the sellers expectations not the amount of money that's the issue.

Hi @Rabia Khan,To answer that question, it would be up to whether you can afford a single-family home, or if you would like the idea of not caring for the outside of the building and common areas.

Should we try to get in contact with the agent/company that issued the policy directly to get some clarification?

They are weighing the cost of fighting the "quiet title" issue, what they are going to get at auction, the time frame of getting the property to a sale date and the cost of carrying the HOA fees, the property taxes and the homeowners insurance during that time frame.

I definitely do not condone doing work illegally, however as a country we also have a huge housing issue (and skilled labor issue as I am sure you know first hand).