If so, what was the biggest adjustment you had going to online?

@Brian ChoiI would say your best bet may be to ask if they do commercial loans if you are looking at an apartment that is more than 5 units and if they do lend on that show them the numbers using the calculator so you can present yourself well rather than just being another voice on a phone.

If you have 1/2 bath less or more, you need to know what a bathroom is worth in your market and make the adjustment.

I think your best bet is putting 20% down with the 20K.

Can I do something immediately to ensure it is not lost...The last one is a wild card and is a risk adjusted play...If I found the limit was 2 years, and I knew that the site was vacant for 5 years I would ponder who else actually knows, and can they prove it?

Will this housing market come back down or should we start adjusting to this new reality??

That’s the best bet.

That’s the best bet.

One advantage of living there.As long as you have a real estate attorney willing to work with you (as in YOUR attorney, not the banks) you don't need the broker, though of course there are disadvantage to not having a good one.If you have the downpayment thats your best bet, line up your financing.

I think appreciation is a sure bet based on where they are located.