I can see by your expense list.When you become a grown up you will see a list like this:Mortgage  and insuranceCar payment and insuranceGas billElectric billTrash serviceCable billInternet billWedding costsKids and costs associated with them- club soccer/ travel baseball/ private schoolYou get what I am saying.At this stage in your life you are doing really well.  

He is a new traveller with no reviews. 

I have family in the area and travel out there at least a couple times a year.   

These are my results:Purchase Price: $336kDownPayment: $90k (including closing costs)Reno: $97kCarrying Cost: $11.5k (Not including missed rental income from huge delay or mortgage payments- but does include travel expenses, all utilities during reno time,insurance)4 units: rental income $5600

In terms of which Credit Card to pay off first, I have learned that in terms of your credit, your collection of cards are looked at as an total usage rate. 

I’m in a smaller city so I’ve thought of traveling somewhere but not sure yet.

Although, for most multifamily properties, you want to have done as much work upfront and if the broker/seller has been clear about issues with the property/what is needs (in cases where you have to travel after it is under contract). 

I was also considering using it for traveling nurses or something along those lines. 

Once you are the owner you can request a letter for rebuilding the subject should burn down and that will show the current usage for the subject .

You want to rent to less number of occupants so there is less wear and tear, less usage of utilities (if you pay for it)?