They have one in my region in October.

Granted, 20% is about as low as you can go on a non-owner-occupied conventional loan.I don't know all the specific numbers in the region, but I can tell you we are having trouble finding properties that meet the 1% rule in Paterson, NJ.

I would imagine the same exists in the Pacific Northwest although I haven't looked extensively.  

There are about a dozen national brokers and tons of regional & local groups.  

The smaller banks/credit unions are more willing to write small loans then the regional or national branches.

Paul is one of the top places to house hack in the Twin Cities Region from a purchase price to cash flow stand point.

I've held various positions from Consultant to Regional Manager.Back in Nov 2014 I was unfortunately downsized & really had to reconsider my role in working for others.

Now, if I were living on a small island in the middle of the pacific ocean. 

PACIFIC HEIGHTS!!!!

According to Kidder Matthews (2014), the regional market vacancy rate is 3.8% so I would like to see documentation reflecting this statistic or at least find out why this is or isn't happening at the prospect MF property.