They have been with the property for 3 years.

How has the demographic profile of these areas changed over the past few years, and what trends are expected to continue?

Rent $12 /Year - including All expenses  Current owner spent - significant expenses on repairing HVAC - new condenser, Chiller ,Boiler Elevator Repairs 

Yes, every one of them over the course of 30 years, Why do you ask? 

Think about the last 70 years.

Is this 3-family free of cap ex for the next five years?

A little about my situation: I am a 33-year-old single mom who has finally gotten her finances in order after getting my Bachelor’s degree in 2022 which allowed me to get a high-paying job with great benefits (401K + matching). 

Since the borrower had already signed on for $3 million, this was not an increase to make a deal happen, simply Peerstreet personal operating without any understanding of the loan industry and having no intent to listen to the consultant they hired and paid for.Anyway, Peerstreet made the $4.8 million loan, less than one year later it was in default.  

He put it the market and the real estate agent advised him to add a closet to what had actually been a bonus addition to the two bedroom one bath house. 12 years old at the time my father asked me to give it a try.

I've been listening to hours of podcasts and read as much as I can since the beginning of the year and would love to see it all in action. if anyone knows someone looking for some extra help, I'm super eager to learn!