IMO there are very few scenarios where I wouldn't obtain it and this definitely isn't one of them.Best of luck,Dave

Has anyone obtained a HELOC or other similar loan on their Single Family Home Rental Investment properties Recently?

To do: obtain a T12 or operating statement, run the numbers, and use your financial analysis to not find out whether or not the deal makes sense, but instead at what price the deal makes sense.Feel free to PM me and shoot some questions over, I'd be happy to help!

I'm not interested in obtaining a certificate for a certificate's sake, but to learn everything I can now to better prepare for the future.

Should I obtain title insurance?  

Now, I'm beginning coursework to obtain a minor in real estate (in addition to my major in Industrial & Labor Relations and 2nd minor in business).

Hi all,Im  trying to find out if I should obtain a Construction Loan as an individual or as an entity?

The actual rule here concerning Student loans is "if the payment used for the monthly obligation is less than 1 percent of the outstanding balance report on the credit report and/or less than the monthly payment reported on the credit report then the mortgagee must obtain written documentation of the actual monthly payment, the payment status, and evidence of the outstanding balance and terms from the creditor."

You bring up good points and the DTI question you have depends on how much income you personally bring to the table along with the net rental income from all your rental properties.When you leave your current home to the new home you could always obtain a lease agreement + a copy of the security deposit in order to use 75% of the gross rental income against your monthly mortgage payment.This will help you qualify when you convert the investment property into a primary occupant home (refi cash out).In order to refinance at market value you'll want to have atleast 6 months of title seasoning since you bought your investment property.

First step would be to gather all documents and seek death certificate, which will be needed to have the discussion with any of the financial institutions involved.