The academics wore quizzical expressions, and they were scribbling feverishly in their journals as if they were trying to apply complex economic formulas to my explanation.

Someone on this forum said Stessa can't do journal entries and that won't work for me. 

This way your cell phone bill, credit card bill, cable bill, etc are all due on the 28th (changing the due date is different than simply deciding to pay the bill on the 28)   Then you would instead put that initial 5k directly towards paying your mortgage so that you have $0 in the bank. 

If there is no lath-n-plaster wind screen in the wall cavities, the cheapest way to insulate would be to blow in packed cellulose or (a little more expensive) closed cell foam.  

I'd like lots of rental income in my life :) You know it's funny but writing these responses, here on BP, has something of the clarifying effect of journaling. 

Virtual Wholesaling: Wholesaling properties remotely mainly using a laptop and a cell phone.

We currently forward my main JOB phone to my cell that has a business voicemail.  

Shanaya Smith - Shoot me a private message and I'll reply with my cell number.

While some MAY overlook issues such as student loans it is not uncommon to see problems with cell phone bills and TV/internet charges. 

I tried to settle with her but she was so smug even leaving messages on my cell phone just moments before we went into the court room.I quickly made my case then the tenant pretty much made a fool out of herself.