As I don't have large down payment, I am thinking to start building a portfolio with finding off market deals that have equity and do bit rehab/renovate and later get refinanace to pay off HML with a traditional lender/DSCR loan. please share any thoughts on my plan and any lending resources.

Typically, when I work with RE investors, we'd make a preliminary legal plan to ensure that both the legal and business goals align before creating any sort of entity set-up.

It really depends on your financial situation.

Hello,I'm going to be a first time MF buyer and plan on house hacking. 

If it was done to code and not permitted, they also could just say to submit plans, pay fees, and have inspections.

And that leads me to where I am at now, currently gutting and setting up a plan to renovate the building.

Your long term plan will help make these decisions as well.

Hi everyone, I'm planning to set up a revocable living trust.

For that alone, Philadelphia investing is a path to financial disaster.

Btw, it was 2%, but don't tell anyone..smh. lol Yes, it was tight- I think I was looking at about $200 (wouldve been my lowest cashflow to date) but my plan was to clear up remaining debts and also its already written that next year my rents were increasing to $1900 anyhow so I was going to ride the wave.