Not smart enough to talk to people with FICO scores over 575? 

I would consider myself obsessed with smart design.

But if you're just starting out - realize that all though you're smart and capable - you're still just starting out.

Hi in California and many people want Smart Home type systems in Apartments so Creating a Smart Management system to use on my existing Apartments upgrading these to increase the rents to become Sustainable Living Apartments.

In other words, the organization lobbies for smart regulation rather than outright bans on this already pervasive economic activity with increasingly strong consumer demand. 

We can't have these young guns think we can do all this real estate stuff, but can't figure out a simple smart phone!

That is actually a smart move of using this site as a way for you to learn.

I am just telling you this because I want you to try to look at the glass half full.  

Alot of comments mention getting fridges without water dispensers, but when we had the open house/tours, every prospective resident was impressed with the dispenser in the fridge, probably because every other smart landlord decided it wasn't worth the risk, haha.After some quick youtubing, the first thing to consider is water line freezing, since its so close to the freezer, so I'm checking it out.p.s.

While I still hate debt, I'm starting to realize more and more using the bank's money and conserving my cash is the smart thing, especially if I pay the bank 6% or less, and get 20+% returns.But I won't lie, the whole idea of leveraging my primary home scares me.