In fact his worksheet looks almost identical to my normal lender. 

Exterior of building obviously got a refresh because its much nice than the building next door which is identical

How do I deal with the verification of financial qualifications if I don't yet have the lenders in place?

I'll keep you posted Steve.Glad to hear you're savvy enough to not put your real identity out there on a post like this.

It would be great to hear any experiences where someone has put in SS appliances and been able to raise the rent by $50/month compared to another identical unit.  

There are plenty of no income verification products out there for investor loans.Stephanie

@Craig Koehne The lender you are working with may have the policy that they only count rental income that is only over 2 years old, but there are other lenders out there that will count the income, as long as it can be documented.Some will require the signed lease, and some may even request verification of monthly rent payments or the security deposit.

@Stanley Parsley I have almost an identical situation to the thread above, except much higher numbers in South Florida.  

It includes income verification (must be 3x the rent) credit, criminal, eviction check and landlord reference.If a renter can't follow my directions: rejectedIf they start giving me sob stories or ask to pay several months in advance or lie: rejectedI might ask why they're looking to move while they're there and just get any info I can out of them to see if they say something stupid.Then I check income.

Or, the seller may tell you to go jump in a lake.Take your time negotiating, don't promise anything without verification.